{"id":2728,"date":"2021-06-23T12:18:35","date_gmt":"2021-06-23T10:18:35","guid":{"rendered":"https:\/\/wielgosziwspolnicy.eu\/swiss-franc-mortgage-loans\/"},"modified":"2021-06-24T09:37:19","modified_gmt":"2021-06-24T07:37:19","slug":"swiss-franc-mortgage-loans","status":"publish","type":"page","link":"https:\/\/wielgosziwspolnicy.eu\/en\/specializations\/swiss-franc-mortgage-loans\/","title":{"rendered":"Swiss Franc mortgage loans"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2728\" class=\"elementor elementor-2728 elementor-1291\" data-elementor-settings=\"[]\">\n\t\t\t\t\t\t<div class=\"elementor-inner\">\n\t\t\t\t\t\t\t<div class=\"elementor-section-wrap\">\n\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8351330 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"8351330\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c5c3b54\" data-id=\"c5c3b54\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c5b01b5 elementor-widget elementor-widget-heading\" data-id=\"c5b01b5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">OBS\u0141UGA PRAWNA<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a339a6b elementor-widget elementor-widget-heading\" data-id=\"a339a6b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Specializations<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fd31c6f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fd31c6f\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t\t\t<div class=\"elementor-row\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-a487e89\" data-id=\"a487e89\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c45d4c0 elementor-widget elementor-widget-heading\" data-id=\"c45d4c0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Swiss Franc mortgage loans<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c1054c elementor-widget elementor-widget-text-editor\" data-id=\"4c1054c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><p>The judgement of the Court of Justice of the European Union on 3rd of October 2019 has significantly changed the situation of consumers with Swiss Franc mortgage loans in disputes with banks.<\/p>\n<p>Borrowers who have taken out such a foreign currency mortgage loan have the possibility to demand the cancellation of the agreement concluded with the bank and to pursue their claims in court.<\/p>\n<p>Lawyers of Wielgosz &#038; Partners Law Firm successfully represent borrowers in court proceedings against banks for invalidation of mortgage loan agreements denominated and indexed to CHF and for repayment of capital-interest rate paid, as well as for payment of overpayments resulting from the use of prohibited clauses by banks.<\/p>\n<p>The Court of Justice of the European Union judgment is not a universal judgment that applies to case of every borrower with a mortgage loan in Swiss francs.  Entering into a dispute with a bank requires professional knowledge and a go-thorough analysis of the each and particular case.<\/p>\n<p>We cooperate with financial analysts in the assessment of each contract and in a reliable and detailed calculation of the amounts claimed already at the pre-court stage.<\/p>\n<p>We approach each case individually, establishing flexible rules of cooperation.<\/p>\n<p>For our clients: \u00a0<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f6330e elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"8f6330e\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">we analyse each contract and present the real possibilities of invalidating the whole contract or individual clauses<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">we prepare the necessary documents in correspondence with banks and other institutions<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">we prepare lawsuits and represent clients in court proceedings<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">we prepare applications to the Financial Ombudsman for a relevant opinion in the case<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">we conduct possible enforcement proceedings against the bank<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-f7da7ca\" data-id=\"f7da7ca\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-column-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ee31fae elementor-widget elementor-widget-image\" data-id=\"ee31fae\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/wielgosziwspolnicy.eu\/en\/maria-wielgosz\/?lang=en\">\n\t\t\t\t\t\t\t<img src=\"https:\/\/wielgosziwspolnicy.eu\/wp-content\/uploads\/elementor\/thumbs\/Maria-Wielgosz1-p1289l7yljsjzaaf366pcq7rrbfh4fntv02452kh5c.jpg\" title=\"\" alt=\"maria-wielgosz\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d333dc elementor-widget elementor-widget-heading\" data-id=\"9d333dc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Maria Wielgosz<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f28eaa elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1f28eaa\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a293822 elementor-widget elementor-widget-text-editor\" data-id=\"a293822\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><p>Attorney at Law <\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1047c88 elementor-widget elementor-widget-image\" data-id=\"1047c88\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/wielgosziwspolnicy.eu\/en\/joanna-pijanowska\/?lang=en\">\n\t\t\t\t\t\t\t<img src=\"https:\/\/wielgosziwspolnicy.eu\/wp-content\/uploads\/elementor\/thumbs\/joanna-pijanowska-p128c2immt6sm8oplqs9flok6x7cfoibva18qcw2q8.jpg\" title=\"\" alt=\"joanna-pijanowska\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-22d6434 elementor-widget elementor-widget-heading\" data-id=\"22d6434\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Joanna Pijanowska<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1458e7e elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1458e7e\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-acdb2dd elementor-widget elementor-widget-text-editor\" data-id=\"acdb2dd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-text-editor elementor-clearfix\"><p>Attorney at Law <\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>OBS\u0141UGA PRAWNA Specializations Swiss Franc mortgage loans The judgement of the Court of Justice of the European Union on 3rd of October 2019 has significantly changed the situation of consumers with Swiss Franc mortgage loans in disputes with banks. Borrowers who have taken out such a foreign currency mortgage loan have the possibility to demand &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/wielgosziwspolnicy.eu\/en\/specializations\/swiss-franc-mortgage-loans\/\"> <span class=\"screen-reader-text\">Swiss Franc mortgage loans<\/span> Read More \u00bb<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":2810,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v15.6.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Swiss Franc mortgage loans | Wielgosz&amp; Wsp\u00f3lnicy Kancelaria Prawna<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wielgosziwspolnicy.eu\/en\/specializations\/swiss-franc-mortgage-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Swiss Franc mortgage loans | Wielgosz&amp; Wsp\u00f3lnicy Kancelaria Prawna\" \/>\n<meta property=\"og:description\" content=\"OBS\u0141UGA PRAWNA Specializations Swiss Franc mortgage loans The judgement of the Court of Justice of the European Union on 3rd of October 2019 has significantly changed the situation of consumers with Swiss Franc mortgage loans in disputes with banks. 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